Deposit Rates

NOW Account, Savings and Money Market Rates

Rates As Of:  12/01/2008

Deposit Rates
Account Type From To Interest Rate APY
Platinum Preferred Account $0 $9,999,999 0.15% .015%
Founder Account/N.O.W. Checking Account $0 $24,999 0.10% 0.10%
$25,000+ $9,999,999 0.15% 0.15%
Junior Savers Club $0+ $9,999,999 0.30% 0.30%
Savings Account $0+ $9,999,999 0.20% 0.20%
Heritage Money Market Account $0 $4,999 0.15 0.15%
$5,000 $49,999 0.75% 0.75%
$50,000 $99,999 1.00%

1.00%
$100,000 $499,999 1.24% 1.25%
$500,000 $9,999,999 1.49% 1.50%
$1,000,000 $9,999,999 2.23% 2.25%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings. There is no minimum balance required to open a N.O.W., Savings or Money Market account.

Fixed Rate Category Certificates of Deposit

Rates As Of: 12/01/2008

Regular Rate        
Term

Minimum Deposit

 Interest Rate APY
3 Months $1,000 1.64% 1.65%
4-6 Months $1,000 2.72% 2.75%
7-12 Months $1,000 1.83% 1.85%
13-18 Months $1,000 1.83% 1.85%
19-24 Months $1,000 1.93% 1.95%
25-30 Months $1,000 2.03% 2.05%
31-36 Months $1,000 2.03% 2.05%
37-48 Months $1,000 2.12% 2.14%
49-60 Months $1,000 2.47% 2.50%

 

Founder's        
Term From Interest Rate APY
3 Months $1,000 1.77% 1.78%
4-6 Months $1,000 2.85% 2.88%
7-12 Months $1,000 1.96% 1.97%
13-18 Months $1,000 1.96% 1.97%
19-24 Months $1,000 2.06% 2.07%
25-30 Months $1,000 2.16% 2.18%
31-36 Months $1,000 2.16% 2.18%
37-48 Months $1,000 2.25% 2.27%
49-60 Months $1,000 2.60% 2.63%

 

 

   **BUMP UP CD SPECIAL: $5,000 DEPOSIT**

**CD SPECIAL: $5,000 MINIMUM DEPOSIT**      

   CHOOSE YOUR TERM

 TERM

RATE 

A.P.Y. 

TERM 

RATE 

A.P.Y. 

 24-60 MONTHS

3.69% 

3.75% 

12 MONTH 

3.45% 

3.50% 

**SEE A PERSONAL BANKER FOR SPECIAL DISCLOSURES**      
 

 

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. Fees may reduce earnings. Please contact a personal banker for additional information.

For current rate information call (630) 920-2700.

Member FDIC